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All Programs by Bent Tree Software

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Program Name	Downloads	Date	Options

15 vs 30 Year Mortgage + Program Description: 15 VS 30 YEAR MORTGAGE This program is a version that allows you to compare a 15 year mortgage with one for 30 years. It will run under Win 95, 98, Me, NT4, XP & 2000. Printouts are professional looking. License: Shareware, $8.00 to buy Size: 1.24 MB	1103	8/29/2005

Added Payment Amortization + This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98, Me, NT4,XP, & 2000. License: Shareware, $8.00 to buy Size: 1.26 MB	1077	8/29/2005

Annuity/Pension Payout + This program is a version of a fixed sum annuity or pension payout schedule. It runs under Win 95, 98,Me, XP & 2000. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal. License: Shareware, $8.00 to buy Size: 1.25 MB	1069	8/29/2005

Auto loan calculators + Confused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program includes most of the current types of financing available for automobile loans. License: Shareware, $8.00 to buy Size: 1.26 MB	1077	8/29/2005

Balloon Amortization + This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win95,98,Me, & XP License: Shareware, $8.00 to buy Size: 1.24 MB	1077	8/29/2005

Biweekly Amortization + This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4 & XP. Make a loan payment every 2 weeks of half of the monthly License: Shareware, $8.00 to buy Size: 1.24 MB	1063	8/29/2005

Financial Statement + This program is arranged in a typical lending institution format. Although it may not be in the format required by any given institution, it provides all the information necessary for completing an actual financial statement. License: Shareware, $8.00 to buy Size: 1.24 MB	1066	8/29/2005

Growing Money + This program is a version of an analysis of the effect of savings. It will run under Win 95, 98, Me, NT4, & XP. This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return. License: Shareware, $8.00 to buy Size: 1.24 MB	1011	8/29/2005

Loan Amortization + This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP,& 2000. License: Shareware, $8.00 to buy Size: 1.25 MB	1072	8/29/2005

Max Mortgage + How much house can you afford? You might be pleasantly surprised. This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4, XP & 2000. License: Shareware, $8.00 to buy Size: 1.39 MB	1070	8/29/2005

Mortgages + programs include:added payment,ballooon amortization,biweekly amortization, 15vs30 year mortgage,loan amortization,maxmortgage,refinance it?,&variable rate mortgage License: Shareware, $39.00 to buy Size: 1.39 MB	1073	8/29/2005

Personal Finances + Programs include: annuity/pension payout,auto loan calculators, financial statement, growing money, retirement investment required, saving/pension growth, portfolio evaluator, portfolio fundamentals. License: Shareware, $39.00 to buy Size: 1.36 MB	1077	8/29/2005

Portfolio Evaluator + This program is a version of a form that will assist you in tracking your investments. It will run under Win 95, 98,Me, NT4, XP & 2000. This program tracks your investment's performance for stocks, bonds, mutual funds, etc. License: Shareware, $8.00 to buy Size: 1.23 MB	1010	8/20/2005

Portfolio Fundamentals + This program is a version of a form that will assist you in tracking the fundamentals of your stock portfolio. It will run under Win 95, 98, Me, NT4, XP & 2000. License: Shareware, $8.00 to buy Size: 1.23 MB	1012	8/20/2005

Refinance It? This program is a version of a mortgage refinancing evaluation .It will run under Win 95, 98, Me, NT4,XP & 2000. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance. License: Shareware, $8.00 to buy Size: 1.23 MB	1065	8/20/2005

Retirement Investment Required + This program is a version of a program that will show you how much you need to invest monthly to reach retirement goals. It will run under Win 95, 98, Me, NT4, XP,& 2000. License: Shareware, $8.00 to buy Size: 1.24 MB	1068	8/20/2005

Savings/Pension Growth + This program is a version of a program that will show you how compound interest affects your long-term savings. It runs under Win 95, 98, Me, NT4,XP,& 2000. This program will calculate a complete annuitization schedule for regular deposit License: Shareware, $8.00 to buy Size: 1.25 MB	1071	8/20/2005

Variable Rate Mortgage + Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. License: Shareware, $8.00 to buy Size: 1.24 MB	1063	8/20/2005



Program Name	Downloads	Date	Options
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